Capital One (COF.N), opens new tab will commit $265 billion over five years to lending, philanthropy and investment if its takeover of Discover Financial Services (DFS.N), opens new tab goes through, the bank said on Wednesday, as it aims to appease critics and win over regulators.

Under a plan agreed upon with four community groups, Capital One has promised to maintain the combined entity’s lending to low-and-moderate income (LMI) consumers and communities at $200 billion over five years. It will retain Discover’s sole branch in Delaware and will not close any branches as a result of the deal. Capital One will also maintain 30% of branches and cafes in LMI neighborhoods, and has promised no front-line staff cuts.